first_imgA HIGH Court judge was furious yesterday with banks for giving mortgages to people without proper checks to see if they would pay.Mr Justice Brian McGovern raised the issue as he granted 12 orders for repossession yesterday. One of those orders involved a couple from Co Donegal who had repaid just €50 off their mortgage since September 2008.The court heard allegations that the Co Donegal couple did have the money to pay – but they were alleged to be spending €90 a month on television channels and €1,000 a month on cigarettes.Mr Justice McGovern said “during the years of the Celtic Tiger, everybody had a dream to own their own home”.However, he added, “lending agencies had a responsibility to ensure people’s capacity to repay” and it was clear some agencies had offered loans “to people who had no capacity ever to repay their debts”.Counsel for Start Mortgages presented details of the Donegal couple’s finances, claiming they were spending €90 a month on television channels and €1,000 a month on cigarettes. Both were now unemployed.Counsel said Start Mortgages had been paid the €50 in November 2010 but it had proven very difficult to contact the couple since.There had, however, been an offer at one stage to pay €200 a month, he said. The monthly loan repayment was €1,015 and the account was now more than €32,000 in arrears. The couple was said to have moved out of the house, which was water damaged.Mr Justice McGovern said having a television and reasonable access to channels was “almost a necessity” but he wondered was it “really necessary” to spend €90 a month. He granted the order for repossession with costs but imposed a stay of six months.DONEGAL COUPLE WHO SAID THEY COULDN’T PAY MORTGAGE SPEND €1,000 A MONTH ON CIGARETTES AND SKY TV was last modified: January 25th, 2011 by gregShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)last_img read more

Carabao Cup draw: What TV channel is it on and what are the ball numbers?

first_imgThe Carabao Cup got underway on Tuesday as football league sides met in the hope of making it to Wembley by February.Mansfield were the big winners of the first round after beating Accrington Stanley 6-1 but a number of games went to penalties including Nottingham Forest who finally beat Bury 10-9 after spot kicks. possible standings Manchester City won the Carabao Cup last season 1 Most read in football How the Premier League table could change after the Boxing Day fixtures Best clips, calls and talkSPORT moments of 2019, feat Hearn, McCoist and more ALTERED Tottenham predicted XI to face Brighton with Mourinho expected to make big changes NEW ERA silverware highlights center_img When is the draw?The first round of the Carabao Cup takes place this week with the last game – Sunderland vs Sheffield Wednesday – being played on Thursday, August 16.Before the game on Thursday, the draw will take place at the Stadium of Light.Premier League sides will be included in the draw (except Manchester City, Manchester United, Arsenal, Burnley, Tottenham, Liverpool and Chelsea due to European commitments).The draw will take place from 7pm. Every Championship club’s best signing of the decade, including Taarabt and Dack Every current Premier League club’s best kit from the past decade gameday England’s most successful clubs of the past decade, according to trophies won impact Which channel is the draw being shown on and can I live stream it?Sky Sports Football and Sky Sports Main Event will be showing coverage of the draw and Sunderland vs Sheffield Wednesday.Coverage will start at 7pm with Mick McCarthy and Chris Waddle conducting it.When will the second round games be played?The second round games will take place in the week commencing Monday August 27.These games no longer have extra time if the game ends in a draw after a new rule was passed to go straight to penalties.What are the ball numbers?The ball numbers will be announced on Wednesday, August 15.The draw is unseeded but the teams will be split in North and South regions. smart causal How Arsenal could line up in Arteta’s first official game in charge – Ozil return? Tottenham v Brighton LIVE: talkSPORT commentary and team news for Boxing Day opener last_img read more