Standard Bank Malawi Limited 2008 Annual Report

first_imgStandard Bank Malawi Limited ( listed on the Malawi Stock Exchange under the Banking sector has released it’s 2008 annual report.For more information about Standard Bank Malawi Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the Standard Bank Malawi Limited ( company page on AfricanFinancials.Document: Standard Bank Malawi Limited (  2008 annual report.Company ProfileThe Standard Bank of Malawi is a financial services institution in Malawi providing products and services for personal and business banking, corporate and investment banking, and Treasury and Capital Management. The company provides a wide range of products; from transactional accounts, electronic banking and short- and long-term savings accounts to vehicle and equipment finance, bancassurance, structured finance, corporate lending and foreign exchange. The Standard Bank of Malawi also provides financial services to the government of Malawi, parastatals, financial institutions and international counterparts. It is a subsidiary of Standard Group in South Africa. The organisation was previously known as the Commercial Bank of Malawi and opened its first branch in Limbe in the Blantyre District in 1970. Today, the financial institution has a national footprint with 19 branches in the major towns and cities of Malawi. Standard Bank of Malawi is listed on the Malawi Stock Exchangelast_img read more

Plastic Industry Mauritius Limited ( Q32014 Interim Report

first_imgPlastic Industry Mauritius Limited ( listed on the Stock Exchange of Mauritius under the Paper & Packaging sector has released it’s 2014 interim results for the third quarter.For more information about Plastic Industry Mauritius Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the Plastic Industry Mauritius Limited ( company page on AfricanFinancials.Document: Plastic Industry Mauritius Limited (  2014 interim results for the third quarter.Company ProfilePlastic Industry Mauritius Limited is a company headquartered in Ebene, Mauritius and engages in the manufacturing of plastic products for domestic and industrial purposes destined for local and regional markets. Plastic Industry Mauritius Limited designs products for distribution in the including industry, pharmaceuticals, cosmetics, and food processing and households sectors. Plastic Industry Mauritius Limited is listed on the Stock Exchange of Mauritius.last_img read more

Forget Cash ISAs! I’m buying cheap UK shares in a Stocks and Shares ISA to get rich and retire early

first_imgForget Cash ISAs! I’m buying cheap UK shares in a Stocks and Shares ISA to get rich and retire early Markets around the world are reeling from the coronavirus pandemic…And with so many great companies trading at what look to be ‘discount-bin’ prices, now could be the time for savvy investors to snap up some potential bargains.But whether you’re a newbie investor or a seasoned pro, deciding which stocks to add to your shopping list can be daunting prospect during such unprecedented times.Fortunately, The Motley Fool is here to help: our UK Chief Investment Officer and his analyst team have short-listed five companies that they believe STILL boast significant long-term growth prospects despite the global lock-down…You see, here at The Motley Fool we don’t believe “over-trading” is the right path to financial freedom in retirement; instead, we advocate buying and holding (for AT LEAST three to five years) 15 or more quality companies, with shareholder-focused management teams at the helm.That’s why we’re sharing the names of all five of these companies in a special investing report that you can download today for FREE. If you’re 50 or over, we believe these stocks could be a great fit for any well-diversified portfolio, and that you can consider building a position in all five right away. Image source: Getty Images. 5 Stocks For Trying To Build Wealth After 50 Huge uncertainty over the future of the State Pension means that investing in UK shares is essential. At least in my opinion. Annual pension increases have failed to keep pace with the cost of living in recent years as the government has struggled to finance Britain’s growing elderly population. The economic consequences of Covid-19 mean that conditions are likely to get more difficult for British pensioners now and in the future, too.It’s clear that relying on the government to take care of us in our old age is dangerous business. Saving for retirement is essential but this is unlikely to be enough on its own. Putting your money in a cash account like a Cash ISA is unlikely to provide much financial protection, either. Interest rates of around 1% aren’t even keeping pace with the rate of inflation.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Retiring rich with UK sharesBut enough of the bad news. Our job at The Motley Fool is to “provide a variety of solutions to improve many areas of your financial life”. And our belief is that buying UK shares and holding them for the long term is a great way to achieve financial freedom and retire in comfort.History shows that stock investing offers the sort of reliable – and high returns – that you and I need to retire rich. Those that buy UK shares and hold them for 10 years or more make an average annual return of 8% to 10%, studies show. And these proven rates of return mean we don’t have to spend a fortune to make big investment profits, either.Let’s say you begin preparing for retirement at the age of 25 by buying just £100 of UK shares a month. If you continue doing this up to the age of 65 you’d likely have made between £322,000 and £555,000. That’d be more than enough for you to live the life of Riley in retirement. You could even choose to take early retirement, too.No savings at 40? This is what I’d doOkay, I realise that for many of our readers the chance to beginning saving at 25 has passed. That doesn’t mean that you can’t still build a terrific pension pot, though. Let’s say that you’re 40 and can afford to invest £200 each month in UK shares. Based on those proven rates of return you can expect to have made between £182,000 and £247,000 by the age of 65.The 2020 stock market crash has deterred many from taking the plunge with UK shares. But I’d implore you not to fall into that trap. The crash has created a wealth of opportunity for you and me to get rich by buying quality UK shares at low cost and then selling them at a high mark-up later down the line. And The Motley Fool’s packed library of detailed articles and exclusive reports can help you on your quest to retire rich. Click here to claim your free copy of this special investing report now! Our 6 ‘Best Buys Now’ Shares Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee.center_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Simply click below to discover how you can take advantage of this. Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Enter Your Email Address Royston Wild | Monday, 31st August, 2020 See all posts by Royston Wildlast_img read more

Hotshot: Scarlets centre Ioan Nicholas

first_img TAGS: Scarlets RW Verdict: Nicholas became the youngest player to represent the Scarlets (17 years and 134 days) when he turned out v Jersey in August 2015 and he made his Guinness Pro12 debut that September, so he is clearly highly rated.First published in the February 2016 edition of Rugby World magazine. Who are you playing for now?Pontyberem 1sts, Scarlets U18, a bit for Llanelli and for Coleg Sir Gâr. I mostly train with the academy, then play for whoever I can! I’m studying for two A levels as well.What are your aims now?I hope to get picked for Wales U18 by playing well for Scarlets U18. I do feel I’m improving all the time. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Teen talent: Ioan Nicholas on the attack for the Scarlets in August 2016. (Photo: Huw Evans Agency) How did you get into rugby?My father, Adrian, was a wing at Pontyberem and when I wanted to start playing with my friends he coached our team all the way from U7 to U16.What positions have you played?I was outside-half all the way up to U15 then I moved to outside-centre and I’ve been there ever since.Nigel Owens is your cousin, and tweets you good luck messages.Yes. He only lives about a minute away from us, so I see him all the time.When did you first link up with the Scarlets?I went to Scarlets U16 and after I played for Wales U16 I got a Scarlets Academy contract. I played for their U18s last season and this.And you played four first-team matches in August and September (2015).I was asked to do pre-season with the senior squad and I was very surprised, then I had a couple of games before I went back to the U18s and schools rugby. It was very good to be involved and everyone was nice to me. It was a privilege to play with Regan King and be coached by Stephen Jones. Date of birth: 3 April, 1998. Country: Waleslast_img read more

Campo Mártires da Pátria Building 103 / Pedro Carrilho Arquit…

first_imgShareFacebookTwitterPinterestWhatsappMailOr Clipboard Campo Mártires da Pátria Building 103 / Pedro Carrilho Arquitectos “COPY” Save this picture!© Francisco Nogueira+ 47Curated by Matheus Pereira Share Campo Mártires da Pátria Building 103 / Pedro Carrilho ArquitectosSave this projectSaveCampo Mártires da Pátria Building 103 / Pedro Carrilho Arquitectos 2020 “COPY” Year:  Projects CopyApartments, Renovation•Lisbon, Portugal Manufacturers Brands with products used in this architecture project Portugal ArchDaily Manufacturers: AutoDesk, Technal, Blum, Margres, Navarra, Saint-Gobain, Vicaima, Viúva Lamego, Wicona, Batista-gomes, Portrisa, SCHUSS, SilestoneCity:LisbonCountry:PortugalMore SpecsLess SpecsSave this picture!© Francisco NogueiraRecommended ProductsWindowspanoramah!®ah!38 – FlexibilityPartitionsSkyfoldVertically Folding Operable Walls – Classic™ SeriesWoodSculptformTimber Click-on BattensMetallicsTECU®Copper Surface – Classic CoatedText description provided by the architects. Located in an emblematic square of Lisbon, the Campo Mártires da Pátria, also called Campo Santana, the architectural proposal preserved the design of the main facade with the exception of the pre-existing coating – tiles from the 90s, completely dissonant. In this way, the opportunity arose to look in the traditional Portuguese tile factory ‘Viúva Lamego’ for a new exterior solution with a neutral pattern in a pearl tone, with artistic value, which gave a subtle distinction to the facade.Save this picture!© Francisco NogueiraIn the late façade, a more pronounced intervention was chosen to enjoy the urban landscape of the hills of Santo André (Sr.ª do Monte) and the Castle, so that a large central opening was opened, which also allows wide sun exposure. For this reason, the evident option of interior organization was to place the social areas of the fractions towards this “front”.Save this picture!© Francisco NogueiraSave this picture!SectionSave this picture!© Francisco NogueiraFaithful to the housing standard of the pre-existing building, the typology of one apartment per floor was maintained, completely changing the functional distribution of fractions to T2. Because today we live differently than 100 years ago, it was intended to update the concept of living to current standards.Save this picture!© Francisco NogueiraThis rehabilitation highlights a building of an exclusively residential character, with 5 fractions, differentiated by the architectural quality, spaces and materials.Save this picture!© Francisco NogueiraProject gallerySee allShow lessOffice Building Rathausstraße 1 / Schuberth und Schuberth + Stadler Prenn + OstertagSelected ProjectsWhat is Architecture? Concepts from Coop Himmelb(l)au, Lina Ghotmeh, Liam Young and …ArticlesProject locationAddress:Campo dos Mártires da Pátria, 1150-244 Lisbon, PortugalLocation to be used only as a reference. It could indicate city/country but not exact address. Share Apartments Area:  760 m² Year Completion year of this architecture project Architects: Pedro Carrilho Arquitectos Area Area of this architecture project ShareFacebookTwitterPinterestWhatsappMailOr Clipboard CopyAbout this officePedro Carrilho ArquitectosOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsRefurbishmentRenovationPortugalPublished on April 04, 2021Cite: “Campo Mártires da Pátria Building 103 / Pedro Carrilho Arquitectos” [Edifício Campo Mártires da Pátria 103 / Pedro Carrilho Arquitectos] 04 Apr 2021. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodGRP Siding Façade SystemGlassMitrexSolar GreenhouseMetal PanelsAurubisMill Finished Copper: Nordic StandardMetallicsHAVER & BOECKERArchitectural Wire Mesh – MULTI-BARRETTE 8130Enclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsSealantsEffisusGutter Repair – TiteGutter3Aluminium CompositesSculptformAluminium Click-on BattensTiles / Mosaic / GresiteMargresPorcelain Tiles – Linea PrestigeMetallicsRHEINZINKZinc Roof Systems – Click Roll CapsTiles / Mosaic / GresiteTerrealTerracotta Cladding TileDoorsECLISSESliding Pocket Door – ECLISSE UnilateralWindowsJoskoWindows and Sliding Doors – ONE SeriesMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Groups seek federal listing for Permian Basin lizard

first_imgHome Local News Business Groups seek federal listing for Permian Basin lizard Twitter Local NewsBusiness Groups seek federal listing for Permian Basin lizard Previous articleBond committee to meetNext articleFive things you need to know today, May 9 admin RELATED ARTICLESMORE FROM AUTHOR The dunes sagebrush lizard lives among shinnery oak dunes in West Texas and eastern New Mexico. It burrows into the fine sand that’s increasingly sought for fracking oil wells. Octopus Energy U.S. to Discount Customers’ Bills by as Much as 90% By admin – May 9, 2018 The Latest: Biden to mark 500,000 lives lost with ceremony Twitter WhatsApp Smoked Bacon Wrapped French Vidalia OnionSouthern Style Potato SaladHawaiian Roll Ham SlidersPowered By 10 Sec Mama’s Deviled Eggs NextStay Pinterest Rattler Midstream: 4Q Earnings Snapshot WhatsApp Two conservation groups on Tuesday asked the federal government for protection of the dunes sagebrush lizard whose habitat has been disturbed by the Permian Basin frac sand mining boom.The environmental organizations — The Center for Biological Diversity and Defenders of Wildlife — petitioned for a threatened or endangered listing for the tiny lizard under the Endangered Species Act, something they say should have happened years ago but didn’t because of political pressure.The dunes sagebrush lizard lives among shinnery oak dunes in West Texas and eastern New Mexico. It burrows into the fine sand that’s increasingly sought for fracking oil wells.“Really what pushed us over the edge in the last few months was the recent expansion of sand mining in the lizard habitat in Texas,” said Ya-Wei Li, director of the Center for Conservation Innovation for Defenders of Wildlife, adding that his organization has used satellite imagery to track the encroachment of the mining operations on lizard habitat. “We are really concerned about the direction those projects are going. If they do not actually avoid or reduce the impact on the lizard, the lizard could very well blank out in Texas.”The U.S. Fish and Wildlife Service proposed listing the species as endangered in 2010 but withdrew the proposal in 2012, after the development of the Texas Conservation Plan, which relied on volunteer participants.But officials with the Texas Comptroller of Public Accounts, which oversees endangered species, now says that conservation plan was flawed. The comptroller’s office is overhauling the Texas Conservation Plan crafted to conserve the critter.Even though it did not threaten to immediately curb sand mining operations, the Tuesday petition filed by the environmental groups created the prospect of a legal battle over and renewed questions about environmental risk for the sand mining industry that has grappled with concern about the lizard for months. Several sand mining companies have announced voluntary measures to conserve the lizard habitat.Former Comptroller Susan Combs worked with the oil industry to craft the Texas Conservation Plan. Today Combs is the acting assistant secretary for fish, wildlife and parks with the U.S. Department of the Interior — a role that oversees federal wildlife policy.Meanwhile, the comptroller’s office, now led by Glenn Hegar, told Fish and Wildlife in August that sand mining operations “could significantly impact” the lizard’s habitat, threatening the voluntary state plan,” and that “destruction of that habitat has already begin.”The Texas Oil and Gas Association objected to the petition, arguing in a statement that it was really meant to shut down oil and gas production.“Like previous attempts to list the dunes sagebrush lizard, this filing has nothing to do with the lizard’s habitat,” said Todd Staples, the organization’s president, in a statement. “These groups routinely use the federal government to raise money to fund an anti-oil and gas agenda, wasting tax dollars and eroding our national energy and economic security.”More Information Austin American-Statesman report about the Texas Conservation Plan. Petition filed Tuesday by environmental groups. Pinterest Facebook Facebooklast_img read more

SFR Securitizations Keep Delinquency Rates Low

first_img  Print This Post Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / SFR Securitizations Keep Delinquency Rates Low in Daily Dose, Featured, News Servicers Navigate the Post-Pandemic World 2 days ago About Author: Brian Honea Delinquency Rates Morningstar Credit Ratings Single-Family Rental Securitizations Vacancy rates 2016-04-05 Brian Honea Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily Previous: ARMA Acquisition, LCC Acquires Firm Solutions Next: The Long, Hard Road to GSE Reform Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Tagged with: Delinquency Rates Morningstar Credit Ratings Single-Family Rental Securitizations Vacancy ratescenter_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago April 5, 2016 1,242 Views The Best Markets For Residential Property Investors 2 days ago Delinquency rates remained low across single-family rental securitizations, with the average rate across 24 transactions coming in at 0.6 percent as of the end of February, according to data reported by Morningstar Credit Ratings in its March 2016 Single-Family Research: Performance Summary Covering All Morningstar Rated Securitizations released this week.Only four of the 24 transactions covered in the report had a delinquency rate of 1 percent or higher, according to Morningstar: ARP 2014-SFR 1 (American Residential Properties had the highest rate in February at 2.2 percent, holding steady from January’s rate. SWAY 2014-1 (SWAY Residential, which merged with Colony American Homes in January) came in at 1.3 percent, and TAH 2015-1 (Tricon American Homes) and PRD 2015-SFR2 (Progress Residential) each had delinquency rates of 1.0 as of the end of February. Half of the securitizations had a delinquency rate of 0.5 percent or less.Delinquency rates dropped in 19 of the 24 transactions in February and increased over-the-month for only one (SWAY 2014-1). The average delinquency rate for all transactions declined from 1.0 percent in December down to 0.8 percent in January and 0.6 percent in February, according to Morningstar.Lease expirations trended higher again in February, with 21 of the 24 transactions in the summary experiencing increases; January saw a similar trend, with 20 of the 23 transactions in that report experiencing increases in lease expirations.“Morningstar believes these increases may lead to higher vacancy and turnover rates in the coming months,” the report stated. “For now, though, overall vacancy rates dropped in February, as those higher expirations have not yet translated into unoccupied properties.”The vacancy rate for AH4R 2015-SFR 1 has dropped dramatically since peaking at 9 percent in November; by January, it had fallen to 6.9 percent, and by the end of February, it was at 5.3 percent. The vacancy rates for CAH 2014-1 and PRD 2015-SFR 1 have declined for six straight months and as of the end of February, totaled 3.4 percent and 4.1 percent, respectively, according to Morningstar.Click here to see the complete March 2016 Single-Family Rental Research: Performance Summary Covering All Morningstar-Rated Securitizations. Transactions covered in the summary are those from American Homes 4 Rent, American Residential Properties, Colony American Homes, Home Partners of America, Invitation Homes, Progress Residential, Silver Bay Realty, SWAY Residential, and Tricon American Homes. SFR Securitizations Keep Delinquency Rates Low The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Share Save Subscribelast_img read more

Strabane/Derry have highest rate of unemployement

first_img Pinterest RELATED ARTICLESMORE FROM AUTHOR Strabane/Derry have highest rate of unemployement Facebook WhatsApp Pinterest 365 additional cases of Covid-19 in Republic Man arrested on suspicion of drugs and criminal property offences in Derry Twitter Facebook New figures show Strabane has the highest percentage rate of unemployment in Northern Ireland.6.9% of the working age population of the town are claiming Jobseeker’s Allowance. In the Derry City Council area, 6.8% of people are out of work.The figures were published as the Mayor of Derry leads a cross party delegation to Stormont today for discussions with north’s Deputy First Minister, Development Minister and Enterprise Minister.The delegation is seeking economic interventions for the city and the North West region, following a series of job losses in the local economy.Donal kavanagh has this report :[podcast][/podcast] Google+center_img 75 positive cases of Covid confirmed in North Main Evening News, Sport and Obituaries Tuesday May 25th By News Highland – December 17, 2009 News Previous articleCounty Council wants Islands and mainland to vote on the same dayNext articleCouncillor launches attack on County Manager News Highland Google+ Twitter WhatsApp Further drop in people receiving PUP in Donegal Gardai continue to investigate Kilmacrennan firelast_img read more

Anti-Bullying Candlelight Vigil Scheduled for this Thursday at 5pm at EVSC Headquarters

first_imgThe Tri-State Alliance is encouraging members of the local community to attend an anti-bullying candlelight vigil outside the EVSC Headquarters, 951 Walnut Street on Thursday from 5pm – 5:45pm. The EVSC School Board has their organizational meeting at 5:30pm that same night and same location.         The vigil is in response to EVSC’s communication with the press the past week and a half, where they have downplayed bullying as a problem at EVSC.         The event is being organized with the following goals:1)   To publicize that bullying IS a problem at EVSC, including the bullying of LGBT students;2)   To ask the public to contact school board members, to instruct EVSC Superintendent Dr. David Smith to take action to address this issue;3)   And to publicize that the Tri-State Alliance Youth Group is a safe place for LGBT middle school and high school students in our area (the group meets on Saturdays at 7pm at the TSA Offices, 501 John Street Suite 5 in Evansville)The public is invited to attend. All are encouraged to bring umbrellas, and either a candle or flashlight. Some candles and flashlights will be available that night. For information, contact Tri-State Alliance President Wally Paynter at 812-480-0204 [email protected] FacebookTwitterCopy LinkEmailSharelast_img read more

Ocean City Rallies to Support Its High School Surfing Team

first_imgMore than 200 people came out Saturday night to support the Ocean City High School surfing team at an annual scholarship fundraiser.Three went home with new boards:Local surfer Steve Mullen won a wooden longboard crafted by Ocean City surfer and carpenter Mike Lukens.Ocean City Intermediate School sixth-grader Brynn Bowman won a shortboard shaped by the local Heritage surf shop.Ocean City firefighter Wyatt Clevenger won an Al Merrick board donated by Ocean City’s Surfers Supplies.Local businesses supplied more than 50 prizes to the event, which was held at the Ocean City Yacht Club and included a buffet, music and dancing. Ocean City Beach Patrol training officer Mark Jamison won a cruiser bike from Tuckahoe Bikes, and Sean Riley won a wetsuit from Seventh Street Surf Shop.Ocean City High School has won 23 of the past 25 National Scholastic Surfing Association Northeast Championship titles,  and all proceeds from the event go toward scholarships for senior surf team members who are bound for college or the military.__________Sign up for OCNJ Daily’s free newsletter“Like” us on Facebooklast_img read more